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Frequently asked questions
About our Loan
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Ezycash extends loan services to Filipinos aged 21 and above, allowing access from anywhere in the world, whether working abroad or residing internationally.
- Philippines National Identification Card
- Valid passport
- Work permit
- Employment contract
- Proof of residence
Absolutely. If you hold a valid work permit issued by the local government, you can apply for a loan with us. Feel free to consult with our dedicated loan officer for more details and guidance here.
We can facilitate the transfer using a remittance service to your specified location. The currency you receive will be based on your location. Alternatively, if you prefer to receive the transfer in the Philippines, we can arrange for it in Philippine Pesos. Feel free to specify your preference, and we’ll ensure a seamless transaction.
Certainly! Once you have successfully repaid your current loan in full, you are eligible for our re-loan program. Feel free to submit your information here, and our dedicated team will promptly get in touch with you to assist with the process.
Loan Application
Once you’ve submitted your information, our dedicated customer service team will promptly connect with you. They will assist in gathering the necessary documents and guide you through every step of the process until your funds are successfully disbursed. Your financial journey with us is supported by our attentive customer service every step of the way.
Currently, our loan offerings range from 10,000 to 50,000 Philippine Pesos, providing flexibility to meet your specific financial needs.
Our loan package comes with a highly competitive monthly rate of just 2%, ensuring affordability and flexibility to meet your financial goals.
We offer flexibility to our clients, allowing them to choose a tenure that suits their needs, ranging from a minimum of 1 month to a maximum of 3 months. This way, you can tailor the repayment period to your convenience.
Yes, we believe in transparency regarding our fees. After approval, processing fees are deducted from the approved loan amount. Here’s a breakdown of the fees: Admin Fees (10%), Processing Fees (5%), Risk Fees (5%), Acceptance Fees (3%), and Wire Transfer (2%). This ensures a clear understanding of the associated costs.
The speed of your loan approval depends on you providing all the necessary documents and cooperating with credit verifications. Once your documents are verified, you can expect to receive the cash within the next 15 minutes, making the process quick and straightforward.
Easily monitor your loan application status through the Ezycash mobile app. Furthermore, our dedicated loan officers will reach out to you promptly once your application has been approved, ensuring you stay informed every step of the way.
- Thoroughly Review the Contract. Ensures a clear understanding of the terms before signing the agreement.
- Provide Accurate Information. Accuracy is crucial; providing truthful details prevents complications during the loan process.
- Honesty About Credit History. Honesty about past or current credit issues provides a complete and transparent financial overview.
- Authentic Information. Submitting accurate information and genuine documents ensures a trustworthy application process.
Repayment
Unfortunately, once your loan has been disbursed, we are unable to change the withdrawal channel. It’s essential to confirm your preferred withdrawal method before the loan disbursement to ensure a seamless and accurate transaction.
Repaying your loan is convenient with multiple options:
- You can use bank transfer for payment.
- Remit your payment through Qpay or Yourpay (for Filipino in Taiwan) and Singtel dash (for Filipino in Singapore).
- Ensure to keep a record or receipt of your transaction in case of any payment dispute. Choose the method that suits you best for a hassle-free repayment experience.
To calculate the repayment date, it is counted from the deposit date. Conveniently check your repayment due date by accessing the “Statement” section within our Ezycash mobile app. This ensures a straightforward way to stay informed about your upcoming payment obligations.
You can conveniently check it through Ezycash’s mobile app or consult with our professional loan officers for assistance. Utilizing the mobile app provides a user-friendly and accessible way to stay informed about your repayment commitments.
Absolutely, early repayment is not only allowed but also comes with no penalties or charges. Feel free to settle your loan ahead of schedule at your convenience.
Certainly! You have the flexibility to make partial installment payments or pay in full before the due date. Importantly, there are no penalty fees for early payments. In fact, making early and on-time payments is encouraged.
If you fail to repay your loan on or before the due date, a daily penalty charge will be applied to your existing loan balance. To avoid accruing overdue penalties, it’s essential to settle your payment as soon as possible. Prompt repayment ensures a smoother and more cost-effective loan experience.
Other Questions
Ezycash are located at Quezon City, Philippines and we issue our loans to Filipinos worldwide.
Yes! We are a licensed lending company with…
Currently, the system does not support the modification of mobile phone numbers. If there are any changes, please get in touch with our professional loan officers at Ezycash for assistance.
We regret to inform you that your application was not approved. The decision is based on the evaluation of the information provided by our evaluators and the risk control system. You are welcome to apply again in the future, ensuring that the information provided is accurate and complete. We appreciate your understanding and look forward to the opportunity to serve you in the future.
Before proceeding with a loan application, it’s crucial to:
- Thoroughly understand all the terms and conditions outlined in the contract before signing.
- Recognize the legal obligation to fulfill any entered loan contract with a licensed money lender.
- Evaluate your financial capacity to manage the loan, considering your income, financial commitments, and devising a clear repayment plan.
- Be aware that late payment fees and interest will be imposed for overdue repayments.
- Address any queries about loan terms, including tenure, to ensure a complete understanding of the borrowing arrangement. It’s recommended to seek clarification on any uncertainties before finalizing the loan agreement.
Your loan maturity date and the deadline for repayment are outlined in the contract under a dedicated section. We strongly recommend making your loan repayment on or before the due date to prevent any penalty charges. Refer to your contract for specific details regarding your repayment schedule.